“We encourage you wherever you may live in the world to prepare for adversity by looking to the condition of your finances. We urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt. … If you have paid your debts and have a financial reserve, even though it be small, you and your family will feel more secure and enjoy greater peace in your hearts”

This advice and further instruction from prophets, apostles, scriptures, manuals, media, and more can be found at ChurchofJesusChrist.org Gospel Topic - Family Finances

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The Basics of Family Finances Booklet -  All is Safely Gathered In:Family Finances

My Self Reliance Plan- Use this form to create your self-reliance plan.

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Ward and Stake Resources

Consider working with capable individuals within your own ward or stake. Consult with leaders about who might be a good option for mentoring or assistance.

Self-Reliance Initiative - Personal Finance

• Groups and curriculum may be available from stake sponsored Self-Reliance Initiative.

• Contact the Stake Self-Reliance Specialists for more information:

                   Russ Roberts  208-230-3812  or  Laura Roberts 208-230-6682

• The curriculum can also be used by ward leaders or mentors in one-on-one situations, where needed.

 

Budgeting Templates and Apps

 

Software or Apps
16 Best Budget Apps for 2020 - GottaBeMobile.com
Best Budget Apps and Personal Finance Tools for 2020 - NerdWallet.com

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Spreadsheet Templates
You may download this free budgeting template to help you track daily income and expense, create and keep a budget, build a debt inventory, plan your savings and look at the cost of loans.
Finance Tracker and Budget - TEMPLATE (Microsoft Excel format)
Finance Tracker and Budget - TEMPLATE (Google Spreadsheet file)

Budget and Finance spreadsheets - multiple budget spreadsheets for different use cases.

Microsoft Excel spreadsheet templates – Excel includes a couple of good budget templates. For Apple users, the Numbers application is a free application and has some great templates.

 

Online Articles

 

Self Reliance: Starting a Savings Plan

The Spiritual Foundations of Church Financial Self-Reliance - by Bishop Gérald Caussé, LDS.org
15 Financial Calculators - LDS.org
Best Budget Apps and Personal Finance Tools for 2020 - NerdWallet.com
18 Money Management Tips for Newly Married Couples - MoneyCrashers.com
How to Deal with Financial Income Inequality in Marriage - MoneyCrashers.com
8 Reasons You Need an Emergency Fund - The Balance

You & Your Debt - Debt.org - Discusses many types of debt, managing debt, establishing credit, debt consolidation and looks at some of the debt challenges facing our country.
The Fastest Method to Eliminate Credit Card Debt - WiseBread.com
10 Strategies for Handling the Stress of a Financial Crisis - TheSimpleDollar.com
Types of Retirement Plans - IRS.gov

 

BYU Independent Study Online Courses - FREE

 

Family Finance

Introduction to time value of money, budgeting, saving, credit, taxes, housing, insurance, and investing emphasizing practical application in the home.

 

Financial Literacy
Students will learn essential financial management strategies through course readings, video scenarios, and practical application activities. Standard topics include budgeting and financial services, consumer choices, financial and career planning, credit, income and taxes, savings and investments, and insurance and retirement.